ᆞHassle-Free No Obligation Service

ᆞ1st Home Buyer Programs

ᆞFind Out How Much You Qualify For

ᆞLocal Minnesota Lending Team

✓ Hassle-Free Lending

✓ Local Minnesota Lending Team

✓ 1st Home Buyer Programs

✓ Find Out How Much You Qualify For

Minnesota 1st Home Buyer Programs Qualification Form

Minnesota 1st Home Buyer Programs

We help first-time home buyers find and get qualified for home buyer assistance loan programs in Minnesota. Our priority is to help you save money and have an enjoyable home buying experience. The first step in the home buying process is to get pre-qualified for a mortgage through a licensed lender like Heritage Bank. Once you are pre-qualified, you'll know exactly how much home you can afford and can also begin searching for a home.


Minnesota First Home Buyer Programs

We’ve simplified the pre-qualification & purchase process for Minnesota’s 1st time home buyers by providing a no-hassle streamlined approach to lending. Get started by answering a few questions online and one of our loan specialists in your area will call you to finalize your mortgage pre-qualification.

At Heritage, our mission is to help people succeed financially. Specifically, that means:

Through our Employee Stock Ownership Plan (ESOP), Heritage Bank is able to reinvest earnings back in the business, to benefit our employees who make this business successful.

Heritage offers full service banking, insurance, investments, and online mortgage processing from locations in west central Minnesota, northwest Iowa, and eastern South Dakota.


Our products and technology have evolved along with the markets we serve as we have grown steadily over the generations. Yet, we maintain the traditional values from our roots as a Midwestern community-focused bank… it’s our heritage.”

Meet Our Team.